# Stormbit

Lending protocol where every loan is insured — not liquidated. Borrowers get fixed-term loans with no liquidation risk. Lenders earn yield from the insurance premiums paid on every loan.

{% tabs %}
{% tab title="Lenders" %}
Deposit USDC. Earn yield from the spread on hedging every loan. Your deposits are protected by collateral + insurance down to the protection level.
{% endtab %}

{% tab title="Borrowers" %}
Post BTC or ETH, receive USDC. No liquidation during your loan term. Quoted rate is the max — repay and get a rebate from unused insurance.
{% endtab %}

{% tab title="Deals" %}
Buy discounted collateral from expired loans. Dutch auction — price drops over time, first buyer wins.
{% endtab %}
{% endtabs %}

***

**New to Stormbit?** [Insured Lending](https://docs.stormbit.finance/why-stormbit) → [How It Works](https://docs.stormbit.finance/protocol/how-it-works) → [Earn](https://docs.stormbit.finance/product/earn)


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