What is Stormbit ?

Stormbit is an agreement-based lending protocol that enables both speculative peer-to-peer lending and institutional-grade banking infrastructure on-chain. At its core, Stormbit allows anyone to create customized lending terms without liquidation risks, similar to traditional fixed-term loans.

For traders and individual lenders, this means:

• Creating lending terms suitable for volatile assets without price-based liquidations

• Speculating on rates and assets through fixed-term agreements

• Managing risk through immutable lending conditions

• Earning yields from both DeFi and traditional borrowers

However, Stormbit's true innovation lies in its infrastructure for institutions:

• Banks can create compliant lending markets on-chain

• Traditional credit metrics become verifiable through zkTLS

• Real-world banking operations can be automated and scaled

• Cross-border lending becomes programmable and efficient

Think of Stormbit as the infrastructure layer that brings traditional banking rails on-chain, starting with peer-to-peer lending but ultimately enabling institutions to bridge the gap between 0.75% DeFi rates and 23% traditional lending rates.

This is the on-chain lending infrastructure, built from the ground up to support everything from individual lenders to full-scale institutional operations.